Maybe he made a bunch of bad mortgage loans.

也许他有一堆的不良贷款。

They use a mortgage loan, known simply as a mortgage, to help pay for the property.

他们利用贷款帮助买房。

Here's Chuck's house. Bought with a sub-prime mortgage loan meaning a loan he couldn't really afford to repay.

这是恰克的房子。它是用次级贷款买下的，这个贷款是他偿付不起的。

Why does a bank charge prepayment penalties on mortgage loans?

为什么银行会对按揭贷款收取前还款罚款？

Now, are private banks, are commercial banks interested do you think in extending mortgage loans?

现在，私人银行，商业银行是否有兴趣贷款？

– house prices, and the price and availability of mortgages – loans to buy property.

– 房价，以及贷款的价格和用性 – 购买房产的贷款。

Figuring out how to fill out this mortgage loan application is like trying to read a foreign language.

Kiko：弄清楚如何填贷款申请表就像尝试阅读外语一样。

But many home buyers had been given mortgage loans that they could not afford to pay back. And that was not the only problem.

但许多购房者得到了他们无力偿还的贷款，这并不是唯一的问题。

Bank of America has agreed to pay almost 17 billion dollars for selling toxic mortgage loans that helped trigger the financial crisis in 2008.

美国银行因出售有毒贷款并部分促成2008年金融危机，目前该行同意为此支付近170亿美元的罚款。

This episode is a dialogue between Kiko and Rafael about getting a mortgage loan – getting money to buy a house.

这一集是 Kiko 和 Rafael 之间关于获得贷款的对话 – 获得钱来买房子。

Sometimes people pay their home loans – their mortgage loans before the end of the loan agreement, sometimes in 4-5, maybe 10 years.

有时人们会在贷款协议结束前支付他们的房屋贷款——他们的贷款，有时是 4-5 年，也许是 10 年。

Another kind of mortgage loan you can get from a bank is called an " adjustable-rate mortgage." The word " adjustable" comes from the verb " to adjust" (adjust).

您以从银行获得的另一种贷款称为“调利率贷款”。“调”一词来自动词“调整”（调整）。

For example, when those students decide to apply for mortgage loans to purchase real estate, their application would be declined by banks due to their bad records in the individual credit information database.

例如，当这些学生想申请贷款买房时，他们的申请很有能将会被银行驳回，这很有能就是因为他们在个人信誉中的记录所导致的。

If you want the best deals on mortgages, loan rates, and even car insurance — or if you've been turned down for a loan or apartment lease — work to raise that credit score.

如果你想在贷款、贷款利率甚至汽车保险方面达成最好的交易——或者如果你被拒绝贷款或公寓租赁——努力高信用评分。

If it's the same as a mortgage loan, then I think I understand it in general terms. The interest rate would be the percentage of the amount you plan to borrow.

奥斯卡：如果它和贷款一样，那么我想我大致理解它。 利率将是您计划借款金额的百分比。

Well, the word " points" can mean a couple of different things, but here, when we're talking about mortgage loans, it refers to an additional price that you have to pay in order to get the loan.

好吧，“积分” 这个词以有多种不同的含义， 但是在这里，当我们谈论贷款时，它指的是您为了获得贷款而必须支付的额外价格。

A " fee" is a price that you have to pay for something that the bank does for you, and there are lots of different ways that the banks make money by charging you for things when you get a mortgage loan.

“费用” 是您必须为银行为您做的事情支付的价格，当您获得贷款时， 银行通过向您收取费用来赚钱的方式有很多种。

Usually when you have a mortgage loan in the United States, or a car loan, you are giving the bank part of the principal back each time you send in money, but you are also giving them part of the interest.

通常，当你在美国有贷款或汽车贷款时，每次汇款时， 你都在向银行返还部分本金， 但同时也给银行部分利息。